Loan Support for Smes

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First Deputy Prime Minister of the Russian Federation Andrey Belousov discussed with representatives of the largest Russian banks and federal departments the implementation of key mechanisms to support small and medium-sized businesses. It is necessary to strengthen the quality and correct informing of entrepreneurs about the support measures available to them within the framework of the national project “Small and Medium Enterprises” , the curator of the national project emphasized. The loan portfolio under the most massive program "1764" as of January 1, 2023 amounted to almost 920 billion rubles, said Inna Dadayan, director of the Department for Investment Policy and.

Development of Small and Medium-Sized Businesses of the Ministry of Economic Development of the Russian Federation. In 2022, more than 53 thousand loan agreements were concluded for a total amount of more than 507 billion cell phone number list rubles. The ministry is currently working to conclude agreements with banks to provide subsidies in 2023. Lending in 2023 has already started, 970 loan agreements for 15 billion rubles have been concluded. Recall that under the program 1764 SMEs can receive a loan for turnover purposes in the amount of 500 thousand rubles to 500 million rubles for up to 3 years, as well as for investment purposes in the amount of up to 2 billion for up to 10 years at a rate of no more than 10, 25% per annum (key rate of the Bank of Russia + 2.75 p.p.).



According to Alexander Isaevich, Director General of the SME Corporation, by now, all partner banks have already received the necessary limits on guarantees. For the first quarter of 2023, the umbrella mechanism provides for the provision of guarantees in the amount of 25 billion rubles. Under them, small and medium-sized businesses, including those previously unable to take out loans, will be able to attract at least 50 billion rubles. Entrepreneurs can take advantage of "umbrella" guarantees, among other things, to obtain preferential investment loans under the combined lending incentive program (of the Bank of Russia, which provides funding for banks, and the SME Corporation) and "1764" (Ministry of Economic Development). Under this program, the limit for 2023 has been doubled to 100 billion rubles.